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Dow Milestones

The Dow Jones Industrial Average (DJIA) isn't a very useful index. The S&P 500 is a better way to track big US companies and better for most purposes is to use a total market index which includes another 3500 other US public companies. Okay, now that we resolved that issue, I ran across a fascinating [...]

By | November 19th, 2015|Uncategorized|Comments Off on Dow Milestones

A Financial Professional Who isn’t Serving Their Clients Best Interest, Is a Crook

There have been some big developments recently on trying to make financial professional more accountable to their clients. Matt Yglesias does a great job explaining this: "While concerns about improper actions by investment advisors should certainly be addressed, an overly broad proposal could price professional financial advice beyond the reach of many modest income families." I [...]

By | February 24th, 2015|Uncategorized|Comments Off on A Financial Professional Who isn’t Serving Their Clients Best Interest, Is a Crook

21 Things I Think About Real Estate

A friend recently sought some counsel regarding a house purchase. I wrote up a few thoughts. Perhaps they are interesting to people beyond their initial recepient. For your reading pleasure: Compare real estate investment to other investments. It's typically unwise to buy if renting a comparable place is cheaper and you plan to move again within [...]

By | February 23rd, 2015|Uncategorized|5 Comments

CFPB Mortgage Comparison Tool

Today the CFPB launched a tool to help us all compare mortgage rates available in our areas. If you are shopping for a mortgage you should definitely check it out!

By | January 13th, 2015|Uncategorized|Comments Off on CFPB Mortgage Comparison Tool

1% More

I recently ran across a great tool from the NYT The 1% More Savings Calculator. Play with it. It really helps show how much small changes in saving today can make an enormous difference down the road. Let me know what you think.   http://www.nytimes.com/interactive/2010/03/24/your-money/one-pct-more-calculator.html

By | January 8th, 2015|Uncategorized|Comments Off on 1% More

6 secrets to getting a good deal on a house

I was recently interviewed by Vox's Tim Lee for his story on home buying. It is well worth reading. I often work with clients on helping them think clearly about real estate, rent v. buy, and how to approach home buying. If you are thinking about those questions, contact me! If you know someone who would [...]

By | August 11th, 2014|Uncategorized|2 Comments

The Financial Shuffle

Specific sectors of the stock market (Industrials, Technology, Healthcare, etc) vary a lot year to year. Some years tech is a big winner (2003!) relative to other sectors. Other years it's a big loser (2001, 2002, and 2004) relatively. This is one reason why it is important to diversify. Allfinancialmatters puts together a great visual representation [...]

By | January 2nd, 2014|Uncategorized|2 Comments

A Conversation About Power, Sex, and Money

I recently had a conversation with wonderful and brilliant freelance writer Meghan Nesmith. The transcript is up over at the Billfold. It's a good intro to my views of money and relationship. It was a lot of fun to work on and I am really pleased with how it came out.

By | February 13th, 2013|Uncategorized|Comments Off on A Conversation About Power, Sex, and Money

Renting and Buying

It wasn't long ago that major defining dichotomies in my peer group included things like Science v. Humanities. As the years have gone by Renting v. Buying has made a big showing as an important and interesting question. People don't discuss it much in person considering how important it is. I think that this is [...]

By | April 17th, 2012|Uncategorized|Comments Off on Renting and Buying

Relationships and Money

Several years ago, Ron Lieber of the NYT put together a great piece on relationships and money. This article suggests the contours of a discussion couples contemplate marriage should have about money. Here is the main section: What follows is a list of four financial issues that ought to be near the top of the [...]

By | January 5th, 2012|Uncategorized|Comments Off on Relationships and Money