I help progressives build thoughtful, prosperous, impactful financial lives. I do it by helping clients make great financial decisions, attain financial security, and remain focused on the goals and values that will ultimately make them happier and the world better. You can read more about my specific financial planning, investment management, and teaching/consulting services.
I help comprehensive clients:
- articulate financial life goals and values,
- develop a financial plan that will support those values, including
- Goal setting
- Spending/happiness planning/cash management
- Retirement planning
- Investment planning
- Benefits decisionmaking
- Insurance and risk management planning
- Tax planning
- Charitable giving/investing in justice planning (recommended but optional)
- Business and Career advice (optional)
- Education planning (optional)
- Support with estate planning
- Coordination with any other related professionals of your choosing (optional)
- create systems to automate the plan so it’s easy to stick with,
- meet twice a year (or more as needed) to evaluate how the plan is progressing and revise as goals or realities change,
- answer questions whenever they arise and help keep you on track with unlimited email support.
All this serves to help you achieve financial freedom so money supports you living a free, fulfilling life.
Serving comprehensive clients is my top priority so their scheduling needs are primary. When I have time, I also enjoy work with clients who need a shorter engagement to help get you moving in the right direction.
If you want to live a full and fulfilling life, want someone who puts your best interests first, relies on evidence, understands the emotional and personal dimensions of money and decision-making, and is committed to your achieving great outcomes with money and in life, choose me. If what you really want is fancy cars, I can probably help you but I bet you’d be happier with someone else (I drive a Subaru Forester from the 90s).
My focus is mainly on people ages 20-50. Most of my clients bring progressive values to our work together. If you want to live a good life, be comfortable, give back to your community, and invest in family and friends we are likely to be a good fit. I don’t require clients to have a minimum amount of assets to work with me since one of the things I help people do is grow their financial skills and savings. There are a few specific professional niches where I’ve developed a lot of experience and have many clients. Here are a few of them: small business owners, people in progressive movement work (digital, environmental, union, political, etc), journalists, people in tech (big firms like Google and Facebook but and also startups), and clergy people.
You can also see that I have spent most of my career in progressive movements and public service. I live a simple life focused on family, friends, giving to my community, working for justice, and doing work I feel good about. I have 100% client satisfaction. Since every client has different needs, there is a different outcome for each one. If I don’t think I can help, I’ll let you know and offer a referral to someone who can.
I focus on meeting the needs of people who want a long-term advisor to help them as their lives evolve over time. My pricing is based on complexity and is typically about a bit more in the first year since we do a lot more work together. Prices range a lot since clients have very different needs. This service generally ranges from about $3000 to quite a bit more per year. At first, that may seem like a lot, and it is, but it’s also a steal. High-quality financial advice is typically worth way more than it costs. I love that I add tremendous values to clients lives both in ways that are easy to measure and in ways that aren’t. I aim to generate value for clients well in excess of fees charged. I determine the sliding scale fees using an algorithm designed to produce a fair cost for people with varying income, wealth, and circumstances. I also have an hourly rate and project rates for people who want to focus on a specific issues and aren’t ready for a more holistic approach (or just don’t want one). There is often a waitlist for this service since full-service clients get priority.
Working with a trustworthy, capable advisor is well worth it for most people, since it substantially improves their outcomes, sometimes by large amounts (hundreds of thousands of dollars or more) over time–and that’s just the easily quantifiable value. You can read more about that in an excellent but approachable paper here.
My fees meet the IRS standards and are often tax deductible in the US (and perhaps elsewhere).
10% donated to global health
I donate 10% of all business profits to justice causes. The money that goes to global health is typically donated to Project Muso. Within three years of Project Muso deploying their model in Mali, child mortality dropped from 15% to 1.7%.
I mostly work with people who care about living socially responsible lives. What that means differs by person. Balancing career decisions, charitable giving approaches, socially responsible investing (SRI) strategies, and personal lifestyle is challenging to do in a serious way. Most advisors will just recommend a SRI fund and move on. This is a naive way to approach the topic and most clients end up with overpriced investments than don’t deliver much if any social change. With me, you get someone who has experience in social change work, evaluating impact, and with shareholder activism. I bring a rare depth of experience to evaluating the differences between the approaches of different SRI firms and whether their change work really works. And it gets even more complicated since some don’t want to maximize social change but rather want to completely avoid certain industries regardless of cost.
No matter how you balance social issues, financial issues, and lifestyle, I am ready to bring my deep understanding of SRI and the related financial, spiritual/religious, and moral questions to your situation so we can figure out the best solution.
You probably haven’t seen this question in other advisors’ materials. It’s here because it’s an important part of what Values Added does.
I build financial education and empowerment in our area, giving free workshops locally.
I also work on policy and political fights to help improve financial regulation. For instance, I am on the Indivisible Guide policy advisory and writing team that helps track, analyze, and mobilize around federal legislation.
Lately I’ve been working to improve bus transit in DC. Read more about that here. I also have been working to get our city to implement a progressive paid family leave policy. I am also the chairperson of the Petworth Advisory Neighborhood Commission (which includes parts of Brightwood and 16th Street Heights), where I work on quality of life issues, increasing affordable housing, improving transportation options and safety, and helping our diverse neighborhood thrive.
As I discussed in the section on fees, I donate 10% of all profits to public health work. Becca and I donate 10% of all our income to justice causes.
Being a feminist is an important part of how I see the world. Thinking about the ways that patriarchy influences work life, family life, and financial life more broadly is essential to understanding those topics in a serious way.
It seems obvious to me that any progressive would be LGBTQ+friendly at a minimum but unfortunately, it isn’t universal and so we all still need to clarify. It’s been important to me to build a practice that is actively inclusive and supports clients with many family and relationship structures. I am honored to have many LGBTQ+ clients.
I am committed to inclusion, non-judgment, and ongoing learning so if you want to talk about a way I could support you and be more inclusive of any aspect of your identity, please let me know and I’d love to learn more so we can build a safe space together.