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We provide a
high-quality, ethical, values-aligned service with the price point and expertise you need.

We do our best work with clients who have more than they need, want to align their values and financial lives, and want help using their resources to support a meaningful, intentional life.

What Happens During the Call

Through our discovery process, we’ll learn more about you, share how we help people, and all work together to figure out if it is the right fit.

Get Acquainted
In this short zoom, you'll share who you are and what help would be useful. We'll share who we are and how we help. If it seems like a good it fit to everyone, we will schedule a follow-up meeting.
Are we a Fit?
In this chat, we will dig deeper on what you need and how we can help, get to know each other better, answer all your remaining questions so you can make an informed decision on whether to hire us.
Develop a financial plan that will support those values, including:
• Vision meeting
• Getting Organized
• Account Opening
Ongoing Partnership
Monitor your plan consistently and meet twice a year to evaluate how the plan is progressing and revise as goals or realities change.

Frequently Asked Questions

How do you help clients?

We help people build thoughtful, prosperous, impactful financial lives. We do it by helping clients clarify their life vision, make great financial decisions, attain financial security, and remain focused on the goals and values that will ultimately make them happier and the world better. You can read more about our specific financial planning, investment management, and teaching/consulting services.

We help comprehensive clients:

  • articulate financial life visions, goals, and values,
  • develop a financial plan that will support those values, including:
  • Retirement planning
  • Investment planning
  • Tax planning
  • Charitable giving, social impact, investing in justice planning (recommended but optional)
  • Spending well to align goals and maximize happiness (including cash management)
  • Benefits decision-making
  • Insurance and risk management education
  • Real estate and real estate finance planning
  • Business and career advice
  • Education funding planning
  • Support with estate planning
  • Coordination with any other related professionals of your choosing
  • create systems to automate the plan so it’s easy to stick with,
    meet 2-4 times (or more as needed) to evaluate how the plan is progressing and revise as goals or realities change,
  • answer questions whenever they arise and help keep you on track with email support.

All this serves to help you achieve financial freedom so money supports you living a free, fulfilling life.

Serving comprehensive clients is our top priority so your scheduling needs are primary. When we have time, we also enjoy work with clients who need a shorter engagement to help get moving in the right direction.

How do I know if I should work with Values Added?

If you want to live a full and fulfilling life, want someone who puts your best interests first, relies on evidence, understands the emotional and personal dimensions of money and decision-making, and is committed to helping you achieve great outcomes with money and in life, we might be the right firm for you. And if we aren’t, we’ll help you find a firm that is.

Most of our clients bring progressive values to our work together but some hire us just for our capability at tax-sensitive investment management. If you want to live a good life, be comfortable, give back to your community, and invest in family and friends we are likely to be a good fit.

We work with many clients who have inherited money and want to give some away. They often want to figure out how much and want help managing the rest so that their future is comfortable and they don’t need to worry.

We work with many retirees. Some built businesses and others were career civil servants. Some inherited and some didn’t. Regardless of what brought our clients to retirement, we help them steward their resources prudently, invest using evidence-based approaches, use tax planning to increase the amounts they have available for their lifestyles, charitable giving, and whatever other purposes they want.

All of the advisors at Values Added Financial have all spent much of our careers in public service. We live simple lives focused on family, friends, giving to our communities, working for justice, and doing work we feel good about. If we don’t think we can help, we’ll let you know and offer a referral to someone who can.

What will it cost?

At Values Added, we provide each client with two services: 

  1. We manage our clients’ investments using our impact-informed, tax-smart process for an annual fee of 1%.

  2. We provide holistic, values-first financial planning. Our financial planning fees vary depending on what’s going on in your financial life, but clients can expect fees in the neighborhood of:

  • $6,000 for an individual

  • $8,000 for a couple

  • $10,000-$12,000 for business or rental property owners (note that financial planning for business owners is often tax deductible)

For clients with substantial wealth or non-liquid investments, we may be able to offer a pricing accommodation, so please feel reach out.

Can you help me with socially responsible investing?

We mostly work with people who care about living socially responsible lives. What that means differs by person. Balancing career decisions, charitable giving approaches, socially responsible investing (SRI) strategies, and personal lifestyle is challenging to do in a serious way. Most advisors will just recommend a SRI fund and move on. This is a naive way to approach the topic and results in many clients ending up with overpriced investments that don’t deliver much, if any, social change. With us, you get a team of advisors who have significant experience in social change work, evaluating impact, and with shareholder activism. We bring a rare depth of experience to evaluating the differences between the approaches of different SRI firms and whether their change work really works. And it gets even more complicated since some don’t want to maximize social change but rather want to completely avoid certain industries regardless of cost.

No matter how you balance social issues, financial issues, and lifestyle, we are ready to bring our deep understanding of SRI and the related financial, spiritual/religious, and moral questions to your situation so we can figure out the best solution.

Are you feminists? How about LGBTQ+ friendly? Anti-racist?


Being feminist is an important part of how we see the world. Thinking about the ways that patriarchy influences work life, family life, and financial life more broadly is essential to understanding those topics in a serious way.

It seems obvious to us that any progressive would be LGBTQ+friendly at a minimum but unfortunately, it isn’t universal and so we all still need to clarify. It’s been important to us to build a practice that is actively inclusive and supports clients with many family and relationship structures. We are honored to have many LGBTQ+ clients.

We are committed to inclusion, non-judgment, and ongoing learning so if you want to talk about a way we could support you and be more inclusive of any aspect of your identity, please let us know and we’d love to learn more so we can build a safe space together.

Our firm is dedicated to anti-racist principles. We believe that racism isn’t just an issue of personal bias but is an insidious system of oppression in which we are all complicit. We have an obligation to fight to change that system. Ignoring the injustice is agreement to perpetuate it.

How do you compare to other investment firms?

Take a look at our detailed chart and see how we stand out from others!

Any other questions? Send us a note!

Your financial future is now.