We all had first careers in public service, including workers rights, education, government service, shareholder activism, and policy work. Zach built the first national financial skills training programs for union members. When he became a full-time financial educator, friends began to ask for his help with their lives. He learned that he loved helping people solve the thorny (and not so thorny) questions of money, values, dreams, and life. They sent their friends and that led to his financial coaching practice. He continued that work when he joined the CFPB during Obama’s second term. When the administrations changed, he left to help clients full-time and launched Values Added to serve them more deeply and broadly than he ever could before. Since then, the team has grown adding Ari, Bridget, Kathryn, and Joel–all wise, kind, smart, and caring advisors.